Is Regalia First Credit Card Good?

Which is better regalia or regalia first?


From above comparison chart, it’s quite evident that though Regalia and Regalia share the similar features, the benefits in Regalia First are lower than Regalia.

This is quite expected as Regalia has higher income eligibility criteria and annual fees than Regalia First..

Which HDFC credit card is lifetime free?

Exclusive Festive Pricing Condition valid Between November 1 2020 to March 31, 2021Credit Card ProductAnnual Membership feesDefault Pricing conditionMoneybackRs.500/- feeLife Time freeBusiness MoneybackMillennia credit cardRs.1,000/- feeRegaliaRs.2,500/- fee12 more rows

Which credit card has highest limit?

Chase Sapphire PreferredThe highest credit card limit is $100,000 from the Chase Sapphire Preferred® Card, according to reports about the card’s maximum limit (and only considering cards available to the general public). But not all applicants who are approved for an account receive a limit that high.

Which is the best credit card in India?

List of 10 Best Credit Cards in India for 2021Top 10 Credit CardsAnnual FeeBest Suited ForHDFC Regalia Credit CardRs. 2,500Travel & ShoppingBPCL SBI Card OctaneRs. 1,499FuelSBI SimplyCLICK Credit CardRs. 499RewardsCiti PremierMiles Credit CardRs. 3,000Air Miles6 more rows•Apr 20, 2021

Is HDFC regalia credit card good?

HDFC Regalia is undoubtedly one of the wonderful credit card of our generation. Its so much popular that the guys operating airport lounges know it when you say “Regalia” rather than Visa Signature or Mastercard. I would have myself literally seen 100’s of Regalia Cardholders swipe their card for lounge access.

What is the maximum limit of HDFC regalia credit card?

Business Credit Cards: HDFC Business Moneyback Credit Card Limit: 25,000 – 1,50,000. HDFC Business Regalia Credit Card Limit: Rs. 2 Lakhs – Rs. 5 Lakhs.

Can I convert HDFC Regalia reward points to cash?

Go to Card → Enquire → Redeem Reward Points → Select Card → Continue. On HDFC MyReward portal go to Redeem Reward Points → Cash Redemption. Enter the points to redeem and click on Proceed. You will get a conformation and expect the cash credit to reflect in your card account in ~7 working days.

How HDFC reward points are calculated?

You can earn 2 Reward Points for every Rs 150 you spend on this card and get 2x Reward Points on all online transactions. You can choose to redeem these Reward Points for CashBack credit where 100 Reward points equals to Rs 0.20 or airmiles across major airlines programmes where 1 point equals Rs 0.30.

Which is best credit card in HDFC?

Best HDFC Credit Card OnlineHDFC Bank Credit CardsCategoryMonthly Interest ChargeMoneyback CardCashback, Rewards3.40%Platinum Edge CardCashback, Shopping3.40%Platinum Times CardLifestyle, Rewards, Travel and Airline3.60%Regalia CardPremium, Rewards, Travel and Airline3.49%14 more rows

Are HDFC millennia cards good?

If you intend to upgrade from HDFC Moneyback card, Millennia is definitely a very good option in terms of rewards and benefits.

What is the limit of Regalia first credit card?

Rs.1 LakhsHDFC Bank has been very successful with their premium offering Regalia Credit Card, so much so that everyone wants it….Joining Fees & Charges.Joining FeeRs.1,000 (Easy to get First year free)Payment NetworkVisa SignatureMinimum LimitRs.1 Lakhs2 more rows•Jun 1, 2020

Which credit card is better than HDFC regalia?

Comparison of the Fee – HDFC Infinia vs HDFC RegaliaBasis of DifferenceHDFC InfiniaHDFC RegaliaRenewal Fees Waiving Off CriteriaSpend more than ₹8 Lacs in a year and waive off the Renewal Fees.Spend more than 3 Lacs within 3 Months and waive off the Renewal Fees.2 more rows

How can I get an HDFC regalia credit card for free for a lifetime?

HDFC Regalia First Credit Card….The mandatory documents required for applying an HDFC lifetime-free credit card are:A copy of the PAN card.A copy of the ID proof.A copy of the address proof.A copy of the salary slips for the last 6 months.A copy of Form 16.A passport-size photograph.

Do HDFC reward points expire?

In case of HDFC Bank, as per the existing details on its website as on 18 February, the reward points have a validity of two years from the date of accrual. So if 100 reward points accrue at the end of February 2019, these 100 reward points will be valid till February 2021.

Is HDFC regalia Card International?

With the HDFC Bank Regalia Credit Card, you enjoy a complimentary Priority Pass membership that offers access to 1000+ airport lounges across the world. With Regalia First, you get three complimentary international lounge access each year!

What are the benefits of HDFC regalia first credit card?

Benefits of HDFC Regalia First credit card are as follows:Priority Pass Membership.Exclusive Dining Privileges.Low Foreign Currency Markup Fee of 2%1% Fuel Surcharge Waiver.Redeem Reward Points for Air Tickets.Apr 21, 2021

What is the value of HDFC Regalia reward points?

Key Highlights of HDFC Regalia Credit CardCard Ratings4/5Welcome BenefitExclusive Complimentary Dineout Passport MembershipReward Rate1.33% (4 points per Rs. 150)Reward Value1 reward point = Rs. 0.503 more rows

Which is the most expensive credit card in India?

The Citibank Prestige Card offers some of the most valuable perks in India, but note that you must be a very high spender or have Citigold Private status for its rewards to outweigh the required annual fees. The card offers excellent annual bonuses of ~Rs. 14,500 in value (10,000 miles + Rs.